Personal coverage Home Protect your home with reliable insurance tailored to your unique needs. Get peace of mind and protection against unexpected risks from Hive Insurance. Trust us to safeguard your valuable asset with the right coverage. Auto Having adequate coverage for your vehicle is not only important, but in many states (like Utah) it’s the law. You’ll find many options to sift through and it can get confusing, especially with personal auto insurance, so let us help you. LIFE Questions about life insurance: Who needs it? How much? When to get it? Term life is affordable and lasts for a set time, while whole life covers you for life and has a cash value. BOAT / RV / MOTORCYCLE / ATV Protect your adventures outdoors. Enjoying the water, going on vacations, and riding your bike are exhilarating experiences. Insurance covers accidents, theft, damages, liability, personal belongings, and emergency expenses. RENTERS / CONDO Condo insurance — Covers belongings and interior structure. Includes furniture, liability coverage, temporary living expenses for covered loss.Renters insurance — Covers personal property for fire, smoke, water damage, theft, vandalism, etc. PERSONAL UMBRELLA A personal umbrella insurance policy offers an extra layer of liability protection for your wages, house, investments, cars and boats if you’re in a serious auto accident or there’s an accident on your property.